Discover how SSI provides essential financial assistance for basic living needs.

Section 16: Supplemental Security Income (SSI) - Support for Individuals with Limited Income and Resources

A woman is standing on a boat looking at her phone.
A woman is sitting on a bed looking at her phone

What is SSI?

Supplemental Security Income (SSI) is a need-based federal program providing monthly payments to individuals who have little to no income and meet specific financial and medical criteria. Unlike SSDI, SSI does not require a work history.

Types of Disabilities Covered by SSI

SSI covers similar conditions as SSDI, but with a focus on financial need. Disabilities include:

  • Physical Disabilities: Severe mobility issues, chronic illnesses, or injuries.
  • Developmental Disabilities: Conditions like autism, Down syndrome, or intellectual disabilities.
  • Mental Health Disorders: Severe anxiety, schizophrenia, or other debilitating conditions.

Additionally, SSI is available to:

  • Individuals aged 65 or older with limited income.
  • Blind individuals, regardless of age.

Requirements and Limitations for SSI

  1. Financial Need: Strict income and resource limits apply.
  • Income: Includes wages, Social Security benefits, pensions, and other earnings.
  • Resources: Must not exceed $2,000 for individuals or $3,000 for couples (e.g., savings, property).
  1. Medical Disability: Similar to SSDI, you must have a condition that prevents substantial gainful activity.
  2. Residency: Must be a U.S. resident and meet citizenship or eligible non-citizen criteria.

Common Challenges of SSI

A black and white drawing of two speech bubbles with an x in the middle.

Initial Denials


Like SSDI, many SSI claims are denied at the first stage due to incomplete applications or insufficient documentation.

A clipboard with a magnifying glass next to it.

Reassessments



Ongoing eligibility is periodically reviewed, requiring consistent updates on your income and medical condition.

A black and white drawing of a dollar sign in a circle with a minus sign.

Limited Maximum Benefits

The maximum monthly benefit for SSI is $914 in 2023, which may not cover all needs.

Need Help Navigating SSI?

If you’re applying for SSI or facing challenges with a denied claim, we can guide you. Call (781) 251-0100) or reach out online to schedule your consultation and secure your benefits.